how will I pay for college Essays - Student Financial Aid

How will I pay for College? Benjamin Franklin once said, ?By failing to prepare, you are preparing to fail.? In my preparations for transferring to San Diego State University I need to develop an organized plan on how to pay for college. In Fall 2012 when I transfer to San Diego State University I calculated my tuition for two and a half years as an Undergraduate to be approximately $24,710. After graduation, Graduate school for one and a half years will be $36,850. Overall, the total amount that I will need for my education and living expenses over the next four years will be $61,560. The problem that plagues me is how will I pay for college? By using a variety of financial aid programs I will be able to invest in my college education. First I looked at Scholarships, then Pell grants and how I can better qualify for them, also how I can obtain more money by incorporating work-study programs and paid internships, and finally I looked at using Private loans as a last alternative. Though detail oriented and time consuming, scholarships provide the most benefit and ?bang for my buck.? Stated by Fastweb.com scholarships like Xerox offer $1,000-$10,000 and require U.S. citizenship, a minimum 3.0 GPA, and enrollment in a technical science or engineering discipline at the bachelor level or higher. The benefits to me are that this scholarship is only available to minorities of Asian, Hispanic, Native American, Alaskan, Pacific Islander or Black/African American descent. Also the Xerox application process is quite simple and requires the submission of a resume rather than an essay. Although the Xerox scholarship is purely competitive and my extensive research does not show any underlying negatives, the fact that the scholarship resume has a section for work experience relating to your major can be a negative if you have none. Maximizing this scholar has the potential to provide me with $10,000 towards funding my education. That would make a huge dent in $24,710 requi red for my bachelor?s degree, leaving me with a remaining $14,710 to find in funding. Even if I am awarded the minimal amount of $1,000, that will sustain my cost of living for months. The abundance of scholarships and ?free money? awarded are some of the benefits to using scholarships to fund my college education. By using a variety of scholarships and exploring each one that I am qualified for, I can obtain more money for school. Many schools and websites recommend using a ?scholarship search engine,? which is a fast and convenient way of narrowing my search for scholarships that fit my criteria. Not limiting myself to scholarships and exploring other options like Pell grants I can increase my success in paying for college. Through understanding Pell Grants and how to qualify and apply for them I can prevent myself from wasting valuable time. Filling out the Free Application for Federal Student Aid (FAFSA) is the first step in finding out what type of Pell grant I can qualify for. In this meticulous part of the process the government ?weeds out? the undeserving, and determines the recipients. Author Michael Bennet states on the website pellgranteligibility.net, ?Once you have satisfied the list of Pell Grant requirements in accordance with demonstrating the appropriate level of financial need, the final Pell Grant amount you may be able to receive, will then be calculated with regard to your EFC, cost of attendance, and enrollment status.? So your financial need is ultimately the product of the following equation: Financial Need = Cost of Attendance (CoA) ? Expected Family Contribution (EFC). Some of the pros and cons when applying for the Pell Grant are the $5,000 maximum amount offered is substantial, but there are many variables that can disqualify me from obtaining the full amount or any amount for that matter. According to the website Singlemomhelp.com, ?Although the Pell Grant has been around for a long time, there is still a lot of misinformation about it.? The FAFSA is continually changing, and each year has known to be vague and in some ways misleading. ?Becoming eligible for the Pell Grant relies primarily on your ability to demonstrate an exceptional financial need for aid, although you must still be

Learn How to Conjugate Gagner (to Win) in French

Learn How to Conjugate Gagner (to Win) in French French verbs tend to be a challenge for students. While the conjugations of  gagner  are rather common, remembering that it means to win or to earn is a bit more difficult. Yet, by the time youre done learning how to conjugate  gagner  to mean won or will earn, it will be implanted in your memory. Conjugating the French Verb  Gagner Gagner  is a  regular -ER verb  and it follows a very common verb conjugation pattern. In fact, the majority of French verbs use the same endings youll learn here and that makes each new one just a little easier to remember. Whenever we begin a conjugation, its important to recognize the verb stem. In this case, its  gagn-. With that bit of knowledge, we can add a variety of endings that match both the subject pronoun and the tense of the sentence. For instance, I am winning is je gagne and we will win is nous gagnerons. Subject Present Future Imperfect je gagne gagnerai gagnais tu gagnes gagneras gagnais il gagne gagnera gagnait nous gagnons gagnerons gagnions vous gagnez gagnerez gagniez ils gagnent gagneront gagnaient The Present Participle of  Gagner The  present participle  of  gagner  is formed by adding -ant  to the verb stem, giving us  gagnant. Its a very useful word that stretches beyond the verb usage. You may also find it helpful as an adjective, gerund, or noun. The Past Participle and Passà © Composà © The  passà © composà ©Ã‚  is a common past tense form used in French. To construct it, begin by conjugating the  auxiliary verb  avoir  to match the subject pronoun, then attach the  past participle  gagnà ©. For example, I won is jai gagnà © and we earned is nous avons gagnà ©. More Simple  Gagner  Conjugations to Learn While those forms of  gagner  are most important, there are a few more conjugations you should consider learning. In conversation, for instance, you can imply a degree of uncertainty or dependency by using either the subjunctive verb mood or the conditional. If you read a lot of French, you will encounter the passà © simple. Likewise, the imperfect  subjunctive is a literary tense and its a good idea to be able to recognize these. Subject Subjunctive Conditional Pass Simple Imperfect Subjunctive je gagne gagnerais gagnai gagnasse tu gagnes gagnerais gagnas gagnasses il gagne gagnerait gagna gagnt nous gagnions gagnerions gagnmes gagnassions vous gagniez gagneriez gagntes gagnassiez ils gagnent gagneraient gagnrent gagnassent To use  gagner  in short statements, use the imperative form and skip the subject pronoun. Instead of tu gagne, use gagne alone. Imperative (tu) gagne (nous) gagnons (vous) gagnez

Wal-Marts Sustainability Strategy Essay Example | Topics and Well Written Essays - 3750 words

Wal-Marts Sustainability Strategy - Essay Example This paper illustrates that Wal-Mart is one of the most successful groups with operations in 27 countries, has more than 10,000 stores with different departments and employs over 2 million people. The aim was to improve the lives of the people by saving their money while making the profit through reduced expenses and improved management. They operate as supercenters, food and drug store, restaurants, general merchandise stores, warehouse clubs, small markets, discount stores human and cash and carry stores. Its strategic management has been based on five principles: resource development, reduced expenses, online shopping services, satisfied customers and social and environmental responsibility.These have led to the rapid growth in revenue, customer base, and workforce. Like any other large international companies, there need to develop a proper management strategy to ensure the business fulfills its mission. The company employs over two million employees across the world and has been accused of violating their rights. According to Marshall, their employees went on strike in Los Angeles after several months of trying to reach out to the company’s executives with success. Prior to this strike, there was also the demonstration in other regions, with the employees complaining of low wages, health risk, and poor treatment while at work. There has been the case of a firing of workers that are actively involved in their trade union OUR Wal-Mart. OUR Wal-Mart has filed several cases on unfair treatment of the workers Such as termination, warnings or reduced working hours. Most complaints seem to be a strategy by the executives to reduce the cost of labor and eventually reducing the operational cost. The reduction in expenses is supposed to increase sales and revenue. Staff reduction can hinder proper management of day to day activities in the stores as well as in factories. Each outlet has different management and this has worsened the situation, some stores lac k proper safety facilities, do not give employment contract to their employees, and poor sanitation.

Persuation paper regarding Family Therapy in school setting Essay

Persuation paper regarding Family Therapy in school setting - Essay Example Also, student needs are being met by career counselors and nurses, so it would be a good idea to have family therapy added. Family therapy would help families stay together. There are many problems that families have that students have to deal with on a daily basis. When they come to school they may be tired, upset, or angry and they have no where to go to talk about their feelings. A family therapy program could help them by allowing them to talk about their feelings. The therapist could then bring the entire family in during school hours and everyone would be helped. Although many parents would have to work during school hours, they may be able to get off for an hour or two in order to do therapy. Family therapy would be free in school. Many families do not have money to go t a therapist in the community and some people do not have insurance that will pay for them to go. By having a family therapy program in school, the cost could be paid for through a grant or other educational fu nd. There might also be people in the community who would contribute to the program. When there is a problem with a student and there is no place in school for them to go, they have to find someone outside of school to help them. If they do not have the resources to find someone, they do not get the help they need. A family therapy program would accomplish two things in this situation: The first thing it would do is help them have a therapist they already know. During the school day, a family therapist could get to know students and begin to understand their problems. The second thing that this would accomplish is that it would give parents a person who already knew their child from school. Bothe the parents and the child would have a therapist they were already comfortable seeing. Some parents might be afraid to go to family counseling because they would feel they would not want to have the school know their family business. However, if their child was having problems in school, th ey should be encouraged to help their child in any situation. Some parents might feel that going to a therapist means they are mentally ill or that people would think they were crazy. A family therapy program could encourage parents to come in for events that were geared just for them. As an example, a tea or a luncheon to tell parents about the program would be an ideal way for them to get to know more about the family therapy program. The therapist and the principal could make sure that all students take home information about the counseling program that would encourage parents to come to these events or stop in if they needed to talk to someone. Many schools have school psychologists but they are not the same as a therapist. The school psychologists usually do a lot of testing and they do not really do counseling. The therapist would be able to be the one to do the counseling and they may also get some ideas from the psychologist about what issues students need to address in thei r studies. Some of the issues that a counselor could help students with would include: adjustment to school, adjustment to divorce, any abuse issues that might happen at home, alcohol or drug abuse, and peer pressure. These are just some of the issues a skilled counselor could help with and by talking about these issues students may be able to do better in school. Counselors could also do group counseling. There would be students who have the same issues and they could come together as a group and talk about their problems. Maybe

Curious Incident of the Dog in the Night Time review Essay Example for Free

Curious Incident of the Dog in the Night Time review Essay Plot: Christopher Boone lives with his father in a village. His mother died when he was younger from a heart-attack and the dad was left alone with the challenge of upbringing an autistic child who does not respond like a normal child would. The father has limited money and mental stimulants for the child and does his best to hold back his frustration. However, the reader soon learns that Chris has not been told the complete truth and perhaps that the people he loves have a hidden past. He then begins to understand what has happened and Mark Haddon portrays the challenges he is faced with without the constant safeguarding he needs to feel secure. My Thoughts: I understand that this book is renowned and took the book sales by storm; managing to pick up â€Å"Best novel† and â€Å"Book of the Year† at the Whitbread book awards in 2003, but I do not find it at all appealing. I find myself unable to sympathise with Chris despite Haddon’s brilliant depiction of the mind of a child with autism, as Haddon does writes convincingly through the eyes of an autistic child. I do not think that this is a book that revolves around Asbergers; but instead about being different in general and Haddon is trying to make us see the world through a different lens. He just uses Asbergers as a means of conveying this. Furthermore, as Chris is very rational yet unemotional, there is no depth of character in the novel as Chris is only able to see the world through one plane and cannot build up good character depth, which most popular books have, eg. â€Å"Harry Potter† and â€Å"The Lord of the Rings†. This direct approach also means that there is no humour apart from the main reoccurring joke of how Chris responds to things which lands im in all sorts of faux pas, (and the novelty of this soon wears off). However, this does not mean to say that I do not understand why it is so popular; it just isn’t something that really enraptured me, and to be honest, it seemed like a waste for a storyline that had the potential to be so rich in dramatic emphasis to be written in such a simplistic style. I have given it two stars but the average for this book is a four/five. Recommendations: If you liked this book I would strongly recommend these as they are both written in a diary style and are about people who do not necessarily fit the norm. The Diary of Adrian Mole (4/5) Molesworth (5/5)

Antz :: essays research papers

In the movie â€Å"Antz† the ants posses very many qualities which are similar, and some the same as humans. The first quality that is similar to humans, is that the ants all try to work themselves to the top of the ant colony, this is one quality that the character Z has more then the others. Another quality that the ants have to live by which is they live, and follow instructions by one controller. The ants also posses many similar human characteristics. They also show similar emotions that us humans show. The ants in the movie also posses the same actions, and there is great similarity to their interaction with each other, as us humans have. These qualities are all clearly shown throughout the whole movie, and are very much similar, and some are exactly the same as human qualities. As we all know, a humans dream in general, it to get to the top of their society somehow. Humans usually seem to think that what they do is worthless, and that they have no choice but to do something that they don’t want to. Humans will always try to work as hard as possible until they are the best at what they do. This quality is similar to that of Z’s. Z is the average working ant. He is depressed about how his life is going and he feels like he is not going anywhere. He tries his hardest to not be the average working ant by switching places with his soldier ant friend. He does this because he meets the princess Bala in a bar one night, and he falls for her very quickly. He then realizes that the soldiers have to go for the royal inspection where the princess will also be. Z realizes that if he switches places with his soldier friend, then he will be able to see the princess Bala again. This is a form of working himself to the top because, in my opinion, he fell for the princess as badly as he did because she was â€Å"the princess of the colony† and if they ever were a couple then Z would eventually become the princesses mate. I think that this is some what similar to humans ways of trying to work themselves to the top. In general, humans try to find a mate who is a successful, and high to the top. If a person unsucceeds in finding a successful mate, he or she will find another person to fall in love with. If that person turns out to be a highly successful

The Government’s Taking of Private Property

The Constitution of the United States is based primarily on the ideas of the 17th Century English philosopher John Locke. Locke thought that everyone had natural rights, which included life, liberty, and property. Locke stated â€Å"the great and chief end, therefore, of men†s uniting into commonwealths, and putting themselves under government, is the preservation of property† (Locke/ McClaughry 3). He thought that if any of these rights were violated that the violator should make restitution. The Takings Clause in the Fifth Amendment of the Constitution states â€Å"Nor shall private property be taken for public use, without just compensation. When the government needs a citizen†s private property to build roads or buildings, they compensate the person with money roughly equal to the value of that person†s land. The problem of the government taking or restricting a citizen†s land arises with regulation of private property. John McClaughry defines regulatory taking â€Å"as a governmental confiscation or destruction of economic rights by regulation, without the physical occupation which would trigger just compensation to the owner† (McClaughry 7). The case of Lucas v. South Carolina Coastal Council is an example of regulatory taking. In the case of Lucas v. South Carolina Coastal Council, Lucas bought two adjacent lots on the coast of the Isle of Palms in South Carolina, only to have the land restricted by the state, which prevented his intended use of the lots. Lucas argued that the state†s restriction of the land constituted taking without just compensation. The South Carolina Court of Common Pleas agreed with Lucas and awarded him $1,232,387. 50. The Supreme Court of South Carolina disagreed with the lower court, and saying that the restrictions were designed to prevent serious public harm so no compensation was necessary, even if it did affect the property†s value. Lucas appealed to the Supreme Court of the United States. The Supreme Court of the United States decided on Lucas v. South Carolina Coastal Council in June of 1992. This was four years after the Beachfront Management Act, which prohibited construction on Lucas† lots, was enacted in 1988. An amendment was made to the Act in 1990 that would allow construction in special situations. Lucas could possibly appeal to the Council and receive a permit to build on his lots at the time of the Supreme Court hearings. Lucas argued that the deprivation of use of his land from 1988-1990 amounted to a taking. The Supreme Court decided to grant certiorari. According to Locke, the government†s purpose is to protect and enforce people†s natural rights. One of the natural rights, according to Locke, is life. The coastal area of the Isle of Palms that Lucas† lots were on has been plagued with floods. Justice Blackmun stated that the land was â€Å"under water† from 1957 until 1963. In addition, between 1981 and 1983, â€Å"the Isle of Palms issued twelve emergency orders for sandbagging to protect property† (Blackmun 2). The state of South Carolina saw Lucas† property as unsafe. â€Å"Long ago it was recognized that all property in this country is held under the implied obligation that the owner†s use of it shall not be injurious to the community, and the Takings Clause did not transform that principle to one that requires compensations whenever the State asserts its power to enforce it† (Keystone Bituminous Coal Ass. 491-492). The state†s prevention of building on the site in question would not only foreseeably save the beach from erosion,! insurance and federal aid money, but possibly lives. The Supreme Court ruled in this case that when all value has been taken from property that the owner must receive compensation for it. The question still stands as to whether the state caused the land to become valueless by restricting the building upon it. Justice Blackmun argued, â€Å"†¦ yet the trial court, apparently believing that ‘less value† and ‘valueless† could be used interchangeably, found the property ‘valueless†Ã¢â‚¬  (Blackmun 5). He goes on to propose that the land still held value because Lucas could enjoy it in other ways, such as camping, swimming, picnicking, or placing a mobile home on it. The value of the property often lies in the eye of the beholder. In Colorado, a piece of legislation is being proposed that might become a model for other states where property rights are concerned. The Private Property Protection Act would allow â€Å"a landowner to seek compensation when a regulation takes away more than fifty percent of the land†s value† (McClaughry 4). This act hopes † to establish a standard for the most serious regulatory takings and to afford a method of relief for a landowner whose rights have been taken† according to McClaughry (McClaughry 8). In 1997, Senator Hatch (R-UT) introduced a piece of legislation called the Citizen†s Access to Justice Act. This Act would â€Å"reduce delay and expense of litigation by clearly defining when a property owner†s claim is ripe† for adjudication (Annett 2). This piece of legislation would help speed the process that is so costly for property owners. The Private Property Rights Implementation Act was passed in October of 1997. This Act helps owners pass their first hurdle by allowing them to have the merits of their case heard in federal court. The Tucker Act Shuffle Relief Act, also passed in October of 1997, helps citizens pass the second hurdle by â€Å"resolving the jurisdictional question for federal courts† (Annett 3). Even though the Supreme Court†s ruling in Lucas looked promising for property rights advocates, it turned out not to be such a big win after all. Justice Scalia limited the application of the ruling to total takings, excluding partial takings. The distinction between total and partial takings â€Å"is arbitrary and inconsistent with the purposes of the Takings Clause† (Butler 3). It is possible that one landowner could lose more money on a piece of property that is only partially taken and not receive compensation for it, when another landowner could be compensated for a piece of land that is not wholly worth as much as the other owner†s partial piece. The Supreme Court†s partial versus total taking has made a big impact upon lower court judges however. The lower courts are using the decision as a standard by which to judge regulatory property rights cases across the board. Many defendants are attempting to use the ruling, to fight prohibited construction on their land, where it is not applicable. Defendants â€Å"cannot claim their land is valueless simply because they might have developed it in the future† (Butler 5). The other relevant part of the Lucas decision is that â€Å"if the activity was previously permitted under relevant property and nuisance principles, then the prohibition of the activity would be a total regulatory taking that must be compensated† (Butler 6). Justice Blackmun ponders whether the government is going to be able to continue if it must weigh the possibility of compensation when making laws outlawing serious dangers to society. However, if all economically beneficial uses are not destroyed by the regulation, then it does not matter whether or not the activity was previously permitted. Another case of regulatory property taking that is still on the state level is the expansion of the Minneapolis-St. Paul Regional Airport. With the expansion of the airport, increased air traffic would be flying over the nearby Minnesota Valley National Wildlife Refuge. In compensation for the affects on the habitat, â€Å"†¦ the Fish and Wildlife Service is going to be paid over $20 million† (Young 1). However, the money is going to come from fees and charges placed on people using the airport. When someone from the private sector causes detriment to federal lands they must compensate the government for the lost lands. The end of Lucas v. South Carolina Coastal Council remains to be told. The South Carolina Supreme Court ordered the state of South Carolina to purchase the two lots in question from David Lucas. The state then put the two lots on the market as residential sites. Perhaps the â€Å"courts should look beyond the public-interest rhetoric and examine the validity of the alleged public purpose† (Butler 7). This is the other side of regulatory takings. If the states are required to pay property owners millions of dollars for the land in question, are they going to be able to uphold the Acts and legislation that got them there? Locke†s natural rights seem to conflict over the regulatory taking of private property. The natural right to life appears to have precedent over the natural right to property according to the government†s actions in dealing with regulatory takings. The government says that the taking of the land is in the best interest of society, but rights of the individu! al are being overlooked. When the taking is free to the government, it appears to be a good plan of action for them. When the government must pay for their land, they weigh the pros and cons of their decisions a little more heavily. The Lucas case is full of precedents, good and bad, for both sides of the issue of regulatory takings.